Categories for Buyers

First Time Home Buyers Find $10,000 Grant Money in Louisville KY

First time home buyers in Louisville, KY can now take advantage of a KHC program offering up to $10,000 in grant money that is totally forgiven after a 5 year period. During those 5 years, there is no interest charged or repayment due. The program was just announced on January ...

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Down Payment Assistance Available in Louisville KY for 1%

Home buyers in Louisville, Kentucky and the surrounding areas are starting out 2018 on a great note! Kentucky Housing Corporation – KHC – has a down payment assistance loan that is repayable at only 1% over the following 10 years. The down payment assistance can be used toward the actual ...

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First Time Homebuyer Grant Expected Soon in Louisville Kentucky

Kentucky Housing Corporation has offered “Hardest Hit Fund DAP” annually for some time. This grant money helps first time buyers in some of the hardest hit counties in Kentucky to afford a new home and overcome some of the obstacles for getting financed. These funds come in the form of ...

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How to Use a Roth IRA to Buy Investment Property

How to Use a Roth IRA to Buy Investment Property Many people don’t realize the power of a Roth IRA until they use it to purchase rental property and buy flips in the Louisville KY area. By utilizing a self-directed IRA like Equity Trust, they can control exactly what they ...

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What Is the Difference Between a Short Sale and Pre-Foreclosure?

Understand the difference between a Pre-Foreclosure and a Short Sale While some people use these terms interchangeably, they are in fact very different.  A Short Sale is a listing that is dependent on the lender (often referred to as a “third party” or “mortgagee) approving the sale.  This is necessary ...

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First-Time Home Buyer Pitfalls – Avoid These 9

The Louisville, Kentucky real estate market is more competitive than ever for the first-time buyer. It is not uncommon in 2017 to see homes sell within hours for thousands over list price. Keeping that in mind, we want to help the first-time buyer as they take the first step toward ...

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